PPF VS MUTUAL FUNDS
For a Conservative investor PPF scores better than mutual funds because of its risk free nature. Though investing in Mutual funds is exempt from taxation, the risks are considerbly high, During uncertain times Mutual Funds may not perform well and incur losses. But PPF is run by the government making it a highly secure form of investment.
PPF VS INSURANCE
PPF also scores better than insurance products because of its flexible contribution rates. the maturity time is also flexible. Inurance policies lapse if the premium is not paid. With PPF you can pay Rs 500 to keep the account open. In PPF, the interest rate is compunded. In insurance polocies the sum is assured and no compounding is done.PPF scores well as a long term investment option specially to the conservative investors. Even for those who are willing to take more risks, including PPF in their portfoio will be prudent investment plan
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